- The InsTX-PC06 exam has exactly 8 scored domains split across property, casualty, and Texas law.
- Domains 7-8 (Texas Statutes and Rules) make up 23.08% of the scored exam.
- The exam has 145 total questions (130 scored, 15 unscored pretest) in 150 minutes for $49.
- Passing requires a scaled score of 70 - not 70% of questions correct.
Exam Structure Overview
The Texas General Lines - Property & Casualty Agent Exam (TXGLPC), administered as exam InsTX-PC06 through Pearson VUE testing centers under the authority of the Texas Department of Insurance, is organized into exactly eight scored content domains. Understanding how those eight domains are grouped is the single most useful thing you can do before you start memorizing policy details, because it tells you where to spend your limited study hours.
The eight domains break into three logical clusters: Domains 1 through 3 cover property insurance, Domains 4 through 6 cover casualty insurance, and Domains 7 and 8 cover Texas-specific statutes and rules. That last cluster - Texas law - accounts for 23.08% of the scored exam, which means nearly a quarter of your score depends on material that has nothing to do with generic property or casualty concepts and everything to do with how Texas regulates the business of insurance.
For a broader look at how difficult candidates find this structure in practice, see How Hard Is the TXGLPC Exam? Complete Difficulty Guide 2026. If you want a condensed reference you can review the night before your test, bookmark the TXGLPC Cheat Sheet 2026.
Property Domains 1-3
The first three domains form the property half of the exam. They are sequenced deliberately: you first learn what property policies exist, then the terminology used to describe them, and finally the contract mechanics that govern how those policies actually pay claims.
Domain 1: Types of Policies
This domain tests whether you can identify and distinguish the property policy forms a general lines agent will encounter, including how homeowners, dwelling, and commercial property forms differ in coverage scope.
- Recognize named-peril versus open-peril (all-risk) structures
- Distinguish personal lines property forms from commercial property forms
- Identify which policy type applies to a given risk scenario
Domain 2: Insurance Terms and Related Concepts
This domain checks your command of the vocabulary that underlies every property question elsewhere on the exam - the words that define who is covered, for how much, and under what conditions.
- Understand insurable interest, indemnity, and valuation methods
- Apply coinsurance and deductible concepts to claim scenarios
- Differentiate actual cash value from replacement cost
Domain 3: Policy Provisions and Contract Law
Here the exam moves from vocabulary to mechanics - the clauses, conditions, and legal principles that determine how a property contract is enforced.
- Know standard policy conditions such as cancellation, subrogation, and other-insurance clauses
- Apply basic contract law principles (offer, acceptance, consideration) to insurance agreements
- Interpret endorsements and exclusions correctly
Casualty Domains 4-6
Domains 4 through 6 mirror the structure of the property section but apply it to casualty lines, including liability and bonds. Notice the domain titles: Domain 4 and Domain 5 share nearly identical language to Domains 1 and 2, which is a strong hint that the exam wants you to transfer the same analytical skills - just with liability exposures and bond terminology instead of property perils.
Domain 4: Types of Policies, Bonds, and Related Terms
This domain expands beyond policies to include bonds, reflecting the broader casualty and surety exposure a general lines agent may handle.
- Distinguish general liability, auto liability, and umbrella/excess forms
- Recognize the purpose and structure of surety and fidelity bonds
- Identify appropriate coverage types for common casualty exposures
Domain 5: Insurance Terms and Related Concepts
Same core skill as Domain 2, applied to casualty vocabulary - the terms that define liability limits, defense obligations, and claim triggers.
- Understand occurrence versus claims-made triggers
- Apply limits of liability, aggregate limits, and split limits correctly
- Know terms specific to medical payments and no-fault concepts
Domain 6: Policy Provisions
The casualty counterpart to Domain 3, this domain covers the clauses that determine how a liability claim is handled from first notice to settlement.
- Understand duty-to-defend and duty-to-indemnify provisions
- Apply exclusions common to liability forms
- Interpret conditions related to notice, cooperation, and legal action
Key Takeaway
Because Domains 1-2 and 4-5 use nearly identical framework language for property and casualty, mastering the terminology pattern once effectively prepares you for four of the eight domains.
Texas Law Domains 7-8
Domains 7 and 8 are where generic insurance knowledge stops being enough. These two domains test Texas-specific statutes and administrative rules, and together they represent 23.08% of your scored questions - a large enough share that skipping this cluster is not a viable strategy.
Domain 7: Texas Statutes and Rules Common to Property and Casualty Insurance
This domain covers the regulatory rules that apply across both lines of business rather than to one specific policy type.
- Texas Department of Insurance licensing authority and agent conduct standards
- Unfair claims settlement and trade practices provisions
- General statutory definitions used across property and casualty regulation
Domain 8: Texas Statutes and Rules Pertinent to Property and Casualty Insurance
This domain narrows in on statutes and rules that apply specifically to property and casualty transactions, including rate and policy filing requirements distinct to Texas.
- Texas-specific rating, filing, and disclosure requirements
- Cancellation and nonrenewal notice rules unique to Texas law
- Continuing education and renewal obligations tied to statute
Because these two domains are so heavily weighted, many candidates treat them as the deciding factor in whether they pass on the first attempt. If you want to understand exactly how the scaled score of 70 translates into how many of these questions you can afford to miss, read TXGLPC Passing Score 2026: Exactly What You Need to Pass.
Question Format and Scoring
All eight domains are tested using the same question format: multiple-choice, delivered on computer at a Pearson VUE testing center. There is no separate essay, simulation, or case-study section - every domain, from property policy types to Texas statutes, is assessed through the same 145-question, 150-minute structure.
- Total questions: 145 (130 scored, 15 unscored pretest items mixed in without identification)
- Time allowed: 150 minutes
- Cost: $49 per attempt
- Passing standard: a scaled score of 70 - this is not the same as answering 70% of questions correctly
Because the 15 pretest questions are unidentified and mixed among the 130 scored questions, you should treat every question on the screen as if it counts. There's no way to know during the test which domain a given pretest question is quietly evaluating for future exam versions.
| Domain Cluster | Domains | Focus Area |
|---|---|---|
| Property | Domains 1-3 | Policy types, terminology, provisions and contract law |
| Casualty | Domains 4-6 | Policies/bonds, terminology, policy provisions |
| Texas Law | Domains 7-8 | Statutes and rules common and specific to P&C (23.08% combined) |
Registration, Fees, and Retakes
Domain knowledge only matters if you actually get to sit for the exam under the right conditions. The registration mechanics are straightforward, but a few details trip up first-time applicants:
- Standard resident applicants must be at least 18 years old.
- The exam must be passed before you submit your license application - not after.
- Fingerprinting is required as part of the licensing process.
- The $50 license application must be submitted within one year of passing the exam.
- No prelicensing course is mandated for the standard permanent-license route, though CPCU holders may qualify for an exam exemption.
- Testing takes place exclusively at Pearson VUE centers.
If you don't pass on your first attempt, you can schedule again after just one day, and there is no cap on the number of attempts you're allowed. That said, every retake costs another $49, so treating the first attempt seriously is the more economical path. For the full cost picture including the license application fee and renewal costs, see TXGLPC Certification Cost 2026: Complete Pricing Breakdown. For scheduling logistics and testing windows, check TXGLPC Exam Dates 2026: Testing Windows, Deadlines & Scheduling.
Who Hires TXGLPC License Holders
A Texas General Lines - Property & Casualty Agent license opens the door to selling both property and casualty insurance products across personal and commercial lines. Independent insurance agencies, captive agency networks, and carrier-side sales roles across Texas typically require this credential before an agent can quote or bind property and casualty policies. Because the exam covers both property and casualty domains rather than just one, license holders are qualified to work across a wider range of client needs than a single-line license would allow.
If you're evaluating whether this career path makes financial sense before you commit study time to all eight domains, two resources are worth reading side by side: TXGLPC Salary Guide 2026: Complete Earnings Analysis and Is the TXGLPC Certification Worth It? Complete ROI Analysis 2026. Both look at the license from the standpoint of career return rather than just exam content.
Weekly Domain Study Plan
Rather than studying generically, map your preparation directly onto the eight domains and their relative weight. Because Domains 7-8 carry 23.08% of the score on their own, they deserve dedicated blocks rather than being squeezed in at the end.
Property Foundations
- Work through Domain 1 policy types and Domain 2 terminology together
- Build a glossary of valuation and coinsurance terms
Property Contract Mechanics
- Drill Domain 3 provisions and contract law scenarios
- Practice questions that mix policy type with provision interpretation
Casualty Foundations
- Apply the same terminology approach from Week 1 to Domain 4 and Domain 5
- Compare liability trigger types side by side
Casualty Provisions and Texas Law
- Finish Domain 6 policy provisions
- Begin Domain 7 and Domain 8 statutes, since they carry 23.08% of the exam
Full Review and Timed Practice
- Take full-length practice sessions under the 150-minute time limit
- Re-test weak domains identified from missed practice questions
For a more detailed week-by-week methodology tied to first-attempt success, read TXGLPC Study Guide 2026: How to Pass on Your First Attempt. You can also run full-length timed sessions on our practice test platform to simulate the actual 145-question, 150-minute format before test day.
Key Takeaway
Don't leave Domains 7-8 for a rushed final review - at 23.08% of the scored exam, Texas statutes deserve their own dedicated study week, not leftover time.
Frequently Asked Questions
There are exactly eight scored domains: three property domains, three casualty domains, and two Texas law domains covering statutes and rules.
Domains 7 and 8, covering Texas statutes and rules, together account for 23.08% of the scored exam - the largest documented weighting figure for any domain cluster.
The revised outline effective September 1, 2026 keeps the same eight top-level scored-domain allocations described in this guide, so your domain-by-domain study plan remains valid.
Yes. Every domain is assessed using multiple-choice questions within the same 145-question, 150-minute exam session administered at Pearson VUE centers.
No, and you can't. The 15 pretest questions are mixed anonymously among the 130 scored questions, so every question across all eight domains should be treated as if it counts toward your score.